About Us

About us – Specialist Later Life Lending Advisers

Highlands & Islands Retirement Mortgage Solutions specialise in the later life lending market. We advise on and arrange Lifetime Mortgages (equity release) & Retirement Interest Only Mortgages. Our main office is on the Isle of Harris, but we have a regular presence throughout the Highlands & Islands. We offer face to face meetings, telephone appointments, and online video appointments. All at a time that is convenient to our clients.

We take pride in offering our clients a very high standard of service and advice, and hold all the appropriate mortgage qualifications, along with the more specialist qualifications for equity release. Our later life lending specialist, John MacAskill has been advising in financial services since 1995. Previously holding various management & specialist roles.

We are regulated by the Financial Conduct Authority and are members of the Equity Release Council. www.equityreleasecouncil.com

About our service

We offer full advice and recommendation, therefore guiding you through the complete process with confidentiality assured and enabling you to make a well-informed choice. We only make a recommendation once we have assessed your needs and established the most suitable course of action.

In this growing market with many new providers offering different options, it is important that clients receive advice from someone who is qualified, experienced, and specialises in this market. We pride ourselves on a professional, friendly service, and helping our clients achieve their goals. We want you to be in a better financial position after talking with us, and we will strive to help you achieve that.


Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The precise amount will depend upon your circumstances, but we estimate it will be £995.

The guidance and or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

John MacAskill, t/a Highlands & Islands Retirement Mortgage Solutions is an Appointed Representative of HL Partnership Ltd, which is authorised & regulated by the Financial Conduct Authority.

Copyright © 2021 Highlands and Islands Retirement Mortgage Solutions